SBI Cashback Card Review (2026)

Is this still the king of online shopping cards? We dive deep into the numbers.

Who is this for?

Perfect for aggressive online shoppers who use Swiggy, Zomato, Myntra, and Flipkart frequently and want simple cash-back instead of complex points.

9.2
Overall Score
Rewards 9.5/10
Fees 8.5/10
Usability 9.5/10
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Pros & Cons

✅ Pros

  • Flat 5% Cashback on most online spends.
  • Direct statement credit (no point conversion).

❌ Cons

  • ₹999 Annual fee (requires 2L spend for waiver).
  • No cashback on fuel, rent, or school fees.
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