:root {
  --bg: #f4f9ff;
  --panel: #ffffff;
  --line: #d6e2f3;
  --text: #102b4a;
  --muted: #4a6585;
  --accent: #ff9900;
  --blue: #0d4a9c;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  font-family: "Trebuchet MS", "Lucida Sans", sans-serif;
  color: var(--text);
  background: linear-gradient(180deg, #eaf3ff 0%, var(--bg) 50%);
}

.trust-header {
  text-align: center;
  background: var(--blue);
  color: #fff;
  padding: 0.72rem 1rem;
  font-size: 0.86rem;
}

.container { width: min(1120px, 92%); margin: 0 auto; padding: 1.2rem 0 2rem; }

.hero {
  display: grid;
  gap: 0.9rem;
  align-items: center;
}
.hero img {
  width: 100%;
  max-width: 270px;
  justify-self: center;
  border-radius: 0.8rem;
  border: 1px solid var(--line);
}
.eyebrow { margin: 0; text-transform: uppercase; letter-spacing: 0.09em; color: var(--muted); }
.hero h1 { margin: 0.4rem 0 0.6rem; font-size: clamp(1.55rem, 4.1vw, 2.8rem); }
.hero p { color: var(--muted); }

.btn-primary {
  display: inline-block;
  text-decoration: none;
  border: none;
  border-radius: 0.45rem;
  background: var(--accent);
  color: #111;
  font-weight: 700;
  padding: 0.68rem 1rem;
}

.calculator, .facts, .top-picks, .table-wrap, .sources {
  margin-top: 1.2rem;
  background: var(--panel);
  border: 1px solid var(--line);
  border-radius: 0.85rem;
  padding: 1rem;
}

.calculator form {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.7rem;
}
label { display: grid; gap: 0.3rem; color: var(--muted); }
input {
  border: 1px solid #abc2df;
  border-radius: 0.35rem;
  padding: 0.65rem;
  font: inherit;
}
.result {
  margin-bottom: 0;
  border: 1px dashed #9fb8d9;
  background: #ecf4ff;
  color: #163d68;
  border-radius: 0.4rem;
  padding: 0.7rem;
}

.fact-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0.8rem;
}
.fact-grid article {
  border: 1px solid var(--line);
  border-radius: 0.6rem;
  padding: 0.85rem;
  background: #f8fbff;
}
.fact-grid p { color: var(--muted); }

.table-scroll { overflow-x: auto; }
table { width: 100%; min-width: 780px; border-collapse: collapse; }
th, td { text-align: left; padding: 0.75rem; border-bottom: 1px solid var(--line); }

.sources ul { margin: 0; padding-left: 1rem; }
.sources a { color: #114c92; }

.affiliate-disclosure {
  width: min(1120px, 92%);
  margin: 0 auto 2rem;
  border-top: 1px solid var(--line);
  color: var(--muted);
  padding-top: 1rem;
  font-size: 0.86rem;
}

@media (min-width: 820px) {
  .hero { grid-template-columns: 1.4fr 0.8fr; }
  .calculator form { grid-template-columns: repeat(3, 1fr) auto; align-items: end; }
  .fact-grid { grid-template-columns: repeat(3, 1fr); }
}